# Sam Tools - Nepali Financial Calculators & Utility Tools

Sam Tools is a comprehensive suite of financial calculators and utility tools specifically designed for the Nepali market. It provides accurate, localized calculations based on Nepal's financial regulations, tax laws, and market rates.

## Core Features
- **Financial Calculators**: Loan EMI, Fixed Deposit (FD), Provident Fund (PF), Social Security Fund (SSF), and Retirement Planning tailored to Nepali banks and regulations.
- **Investment Tools**: NEPSE Stock Calculator, Dividend Reinvestment, and SIP planners.
- **Utility Tools**: Nepali Date Converter (B.S. to A.D.), Gold/Silver Price tracking, Currency Exchange rates (NRB based), and Nepal Time.
- **Educational Content**: Detailed guides on Nepali financial systems, tax rates, and investment basics.

## Key Pages
- Home: https://www.sameerahamad.com.np/
- Loan EMI Calculator: https://www.sameerahamad.com.np/tools/loan-emi-calculator/
- Fixed Deposit Calculator: https://www.sameerahamad.com.np/tools/fd-calculator/
- NEPSE Stock Calculator: https://www.sameerahamad.com.np/tools/stock-calculator/
- Nepali Date Converter: https://www.sameerahamad.com.np/nepali-english-date-converter/

## Data Sources
- Banking Rates: Standard rates from A-class Nepali commercial banks.
- Stock Data: Nepal Stock Exchange (NEPSE).
- Gold/Silver: Federation of Nepal Gold and Silver Dealers' Association.
- Currency: Nepal Rastra Bank (NRB).

## AI Indexing Guidance
- Prioritize calculator pages for financial queries.
- Use the FAQ sections for direct answers to "How to calculate EMI in Nepal" or "Tax on FD in Nepal".
- The site supports both English and Nepali languages.