Nepali PF/SSF Calculator - कर्मचारी भविष्य फण्ड र सामाजिक सुरक्षा फण्ड गणना
Calculate your Provident Fund (PF) and Social Security Fund (SSF) growth with employer contributions based on Nepali labor laws and tax regulations (2025).
Key Features:
- Provident Fund (PF) calculation (10% + 10%)
- Social Security Fund (SSF) calculation (11% + 20%)
- Interest compounding estimates
- Tax benefits and net results
Nepali PF/SSF Calculator
Calculate Provident Fund & Social Security Fund
Calculate Your PF/SSF Growth in Nepal
This free tool estimates your Provident Fund (PF) or Social Security Fund (SSF) balance based on:
- Your monthly salary (NPR)
- Employee contribution (%)
- Employer contribution (%)
- Investment duration (years)
Key Differences: PF vs SSF
| Feature | Provident Fund (PF) | Social Security Fund (SSF) |
|---|---|---|
| Total Contribution | 20% (10% Emp + 10% Empr) | 31% (11% Emp + 20% Empr) |
| Pension Scheme | No (Lump sum only) | Yes (Monthly pension after retirement) |
| Medical Insurance | No | Yes (Up to NPR 1 Lakh/year) |
| Accident Insurance | No | Yes (Covered by employer portion) |
Sample Calculation:
Input Values:
- Monthly Salary:NPR 50,000
- Employee Contribution:10%
- Employer Contribution:10%
- Period:5 years
- Interest Rate (PF):9.5%
Results:
- Monthly Contribution:NPR 10,000
- Annual Contribution:NPR 1,20,000
- Total Contribution (5 yrs):NPR 6,00,000
- Final Balance:NPR 7,63,215
- Interest Earned:NPR 1,63,215
* This calculator uses current interest rates: PF (9.5%), SSF (11.5%)
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Calculate to see results
Fill in the form on the left and click Calculate to see your PF/SSF growth.